THE BRAIN
Decision
Ingests the signal. Scores it. Orchestrates the response — live.
Every account is scored on contactability and collectability, tagged into a cohort, and matched to a treatment. Then Decision orchestrates the response in real time — channel-agnostic, vendor-agnostic — across whatever pipes are available.
WATCH A PROFILE ASSEMBLEILLUSTRATIVE
CUST-48321
CBS
Core Banking
Outstanding ₹24,000 · DPD 42
BUREAU
Bureau Pull
3 active loans, no new delinquency
AA
Account Aggregator
Salary credit detected, monthly
GEO
Geocoded Address
Tier-2 city, stable 3+ years
Contactability—
Collectability—
Two vectors, not one risk number — computed independently, then combined with the cohort tag to select treatment.